Exploring the financial experiences and behaviours of British Muslims

Ahmed, Muhammed 2021. Exploring the financial experiences and behaviours of British Muslims. PhD Thesis, Cardiff University. Item availability restricted.

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Abstract

This exploratory study aims to examine financial behaviour and experiences of British Muslims. Consumer Financial behaviour is defined as any human behaviour related to money management. Consumers' financial decisions are increasingly complex and essential for their financial well-being. The research context focuses on a minority religious consumer group that seeks to meet their financial needs whilst abiding stringent religious laws of financial dealings which are at odds with the predominant modern capitalist financial system. Thus this study explores the moderating role of religiosity and cultural orientation of key financial behaviours such as savings, borrowings and investment behaviours and their antecedents. This thesis adopts pragmatism as the research philosophy as the exploration of the complex financial experiences of British Muslims requires understanding multiple realities. By taking an integrative approach to research strategies, this thesis utilised an exploratory sequential mixed methods research design. This included data collection conducted over two phases. Firstly, the qualitative method of in-depth interviews (n=14) and secondly, the quantitative method of online questionnaire (n=314). This tested the comprehensive framework to measure the financial experiences and behaviour of participants. Using multiple regress analysis this study established links with financial attitudes, financial knowledge, financial well-being, financial goals with religiosity and cultural orientation.

Item Type:	Thesis (PhD)
Date Type:	Completion
Status:	Unpublished
Schools:	Business (Including Economics)
Subjects:	H Social Sciences > H Social Sciences (General)
Uncontrolled Keywords:	• Muslim consumer behaviour, • Financial behaviour, • Financial knowledge, • Financial well-being • Religiosity • Cultural Orientation
Date of First Compliant Deposit:	26 July 2022
Last Modified:	26 Jul 2022 11:05
URI:	https://orca.cardiff.ac.uk/id/eprint/151458

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