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Something will turn up? Financial over-optimism and mortgage arrears

Dawson, Chris and Henley, Andrew 2012. Something will turn up? Financial over-optimism and mortgage arrears. Economics Letters 117 (1) , pp. 49-52. 10.1016/j.econlet.2012.04.063

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Abstract

This paper investigates the association between unrealised financial expectations (over-optimism) and subsequent mortgage repayment difficulties, using British longitudinal data. Evidence is provided that an increased probability of mortgage payment difficulties post committal is associated with over-optimism prior to new mortgage advances.

Item Type: Article
Date Type: Publication
Status: Published
Schools: Business (Including Economics)
Publisher: Elsevier
ISSN: 0165-1765
Last Modified: 04 Jun 2017 09:20
URI: http://orca.cf.ac.uk/id/eprint/93590

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